![]() While this can seem like a lot of hoops to jump through, that 2.5% is high enough to make it worth the extra steps. Users must also have a minimum daily balance of $1,000 in the account. In order to qualify, cardholders must have an Alliant High-Rate Checking account, which implies signing up for eStatements and receiving at least one monthly electronic deposit. The catch, however, is that you must qualify as a Tier One customer to get the 2.5%. After that, it’s 1.5%, which is still very good. Why we chose it: Alliant’s 2.5% cash back is one of the highest flat rates in the industry, which makes it one of the best all-around cards out there.Īlliant offers one of the highest cash-back rates around: 2.5% on every purchase up to the first $10,000 spent per billing cycle. For example, if you’re a single person who rarely buys groceries, then you probably won’t get as much value from this card as a prolific cook or a family of four.Īnnual fee $0 Insurance and protection Personal identity theft protection, travel accident insurance, rental collision waiver, purchase security and extended warranty Of course, it’s important to make sure the $95 annual fee is worth it for your particular situation. While it does have an annual fee, the American Express Blue Cash Preferred® Card’s cash-back rate is high enough to make up for it. Rental car insurance*, purchase protection (in events such as theft or loss) and extended warranty on bought items are all available through the card as well. On other eligible purchases, cardholders will get 1% cash back, as well as on groceries after spending the $6,000 annual limit for 6%. Essentially, whatever your means of transportation, you’re going to earn rewards. and other expenses in the transit category, such as tolls, parking, taxis, trains and more. The card also offers 3% cash back on gas purchases in the U.S. In other words, that $95 annual fee will probably pay for itself after a couple of months. streaming services, including Netflix, Hulu and Disney+. The American Express Blue Cash Preferred® Card gives back an unmatched 6% - more than double what most cards offer - on purchases at most U.S. Why we chose it: The American Express Blue Cash Preferred® is an excellent option for families trying to get the most out of everyday spending, thanks to excellent cash-back rewards on food and transportation. Chase Sapphire Preferred® Credit Card – Best Low-Annual-Fee Card for Travel RewardsĪnnual fee $0 introductory annual fee for first year, then $95 Insurance and protection Return protection, rental car insurance, extended warranty and purchase protection*.Chase Sapphire Reserve® Credit Card – Best Premium Card for Travel Rewards.The Platinum Card® by American Express – Best Card for Rewards.American Express® Gold Card – Best Card for Dining.Bank of America® Customized Cash Rewards Secured Credit Card - Best Secured Credit Card.Chase Ink Business Preferred® Credit Card – Best Business Credit Card. ![]() Alliant Visa® Signature Credit Card with Cashback – Highest Flat Rate Cash-Back Credit Card.American Express Blue Cash Preferred® Card – Best Credit Card for Gas and Groceries.Our Top Picks for the Best Credit Cards of May 2023 ![]() Here are Money’s picks for the best credit cards of 2023. We took a comprehensive look at the top offerings in the industry to see which are the best for everyday purchases, business expenses, luxury spending and beyond. After all, many cards offer a wide range of perks, from extra security features to cash back and rewards for your everyday spending. There's a lot to consider when deciding which credit card is best for you. ![]() gas stationsģx points on business-related expenses 25% additional point value when redeeming on travel through Chase supermarkets and streaming services, 3% at U.S. Unlimed 4% cash back on dining and entertainment, 2% cash back at grocery stores, 1% cash back on all other purchasesĢ% cash back on all purchases - 1% when you buy, 1% when you pay your balanceĥx points on travel through Chase Ultimate Rewards® and 2x points on all other travel, points are worth 1.25x when redeemed through Chase Ultimate Rewards®Ħ% cash back at U.S. Best Low Annual Fee Card for Travel RewardsĬapital One Savor One Cash Rewards Credit Cardīlue Cash Preferred® Card from American ExpressĬhase Ink Business Preferred ® Credit Card
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